Jagged Globe Travel Insurance
Only available to EU residents
Why choose Jagged Globe Insurance?
- Insurance cover designed specifically for Jagged Globe to meet the needs of trekkers, mountaineers, skiers and back-country enthusiasts.
- If something goes wrong, our insurers provide professional, experienced assistance to help you. We overlay this with our own network of overseas agents to help you too.
- We know you, we know our insurers, we know the mountains you visit.
- Competitive premiums, compared against the market (reduced for 2007).
- No joining or membership fees, just the premium for the insurance you need.
- Effective Limits of Cover, for example:
- £3,000 for Cancellation and Curtailment (£5,000 for Everest), with the option of buying £1,000 increments up to a total cover of £12,500.
- £5,000,000 for Emergency Medical Repatriation and Associated Expenses Abroad.
- £50,000 for non-medical Rescue. Rescue as the result of injury is covered to the full extent of the Emergency and Medical Repatriation cover of £5,000,000.
- Personal money £250 - by which we mean cash (doesn't include travellers' cheques or credit cards, as these usually carry protection according to their terms and conditions)
- Annual cover available.
Adequate travel insurance is important. We recommend that you buy travel insurance that properly covers all your activities when you book. If you decide not to purchase our insurance, you must provide us with details of your alternative insurance in writing before you travel.
Our travel insurance has been arranged by Travel & General Insurance Services Limited to specifically meet your needs when travelling with Jagged Globe. The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority.
The schedule of the cover below sets out the cover provided by Jagged Globe insurance. A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included (all mountaineering activities which are inherent to your Jagged Globe expedition, trek or course are included.)
Single trip policy schedule of cover
| Section | Sum insured per person | Excess pp | |
|---|---|---|---|
| A | Cancellation and curtailment charges | Up to £3,000* (£5,000** for Everest) | £50 |
| B | Emergency medical repatriation and associated expenses abroad | Up to £5,000,000 | £50 |
| Hospital benefit | £20 for each 24 hour period to a maximum of £1,000 | Nil | |
| C | Emergency assistance in the UK | Up to £2,000 | £50 |
| D | Personal accident | Up to £25,000 (age limits apply) | Nil |
| E | Travel delay | £20 first 12 hours and £10 each subsequent 12 hours to a maximum of £100 | Nil |
| Missed departure Missed connection | Up to £1,000 Up to £1,000 | £50 £50 | |
| F | Personal possessions Delay baggage (after 12 hours) Travel documents | Up to £2,000 Up to £100 Up to £500 | £50 Nil £50 |
| G | Personal money | Up to £250 | £50 |
| H | Hijack | £50 for each 24 hour period up to a maximum of £500 | Nil |
| I | Mugging | £50 for each 24 hour period up to a maximum of £500 | Nil |
| J | Personal liability | Up to £1,000,000 | £250 |
| K | Legal expenses | Up to £25,000 | Nil |
*Cancellation and curtailment cover £3,000. £50 per additional £1,000 of cancellation and curtailment cover to a maximum of £12,500.
**Cancellation and curtailment cover £5,000 for Everest. £100 per additional £1,000 of cancellation and curtailment cover to a maximum of £12,500.
The premiums payable, including Insurance Premium Tax, are shown against each tour.
- Person aged 66 to 70 years on departure - Double the base premium
- Person aged 71 to 75 years on departure - 2½ times the base premium
Important declaration:
An insurance policy can only provide cover in respect of an accident, illness, injury, loss, damage or an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed, otherwise you may not be covered.
You must tell us about all material facts. A material fact is one that is likely to affect our decision in accepting or continuing your insurance. For example, these could be your employment circumstances, medical history or those of a travelling companion, immediate relative, business associate or other person that may influence you to cancel or curtail your journey.
In addition, you must be able to make the following declaration for yourself and anyone travelling with you.
As far as I know neither I, nor my travelling companion(s), nor immediate family, nor business associate(s), nor anyone I am visiting, nor anyone else for whom I would expect to be covered:
- is waiting for an operation, hospital consultation or any other hospital treatment or investigations including the results of a routine test;
- has been seen by a specialist or been admitted to a hospital overnight in the last 12 months (other than for regular check ups);
- has any breathing or heart problem (including angina) or high blood pressure, which has needed treatment (including regular medication) in the last two years;
- has received treatment, including regular medication, in the last 12 months for:
- any disorder of the blood such as clotting, bleeding or anaemia;
- any form of stroke;
- any form of cancer, leukaemia or tumour;
- a transplant;
- any psychiatric illness, dementia or dialysis treatment;
- any other pre-existing and on-going medical condition that a registered general practitioner could reasonably anticipate may give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);
- has been diagnosed by a registered general practitioner as having a terminal condition;
- know of any reason why the journey is likely to be cancelled or cut short.
If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585.
Please ensure that you read your policy carefully. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.
Please ensure you read your insurance policy carefully. Failure to comply with the terms & conditions of the policy may result in cover being restricted.
Page updated 22 October 2007